Financial Agent
Chase Ultimate Rewards Digest
2026-07-08 to 2026-07-15
Transfer Bonuses
100% transfer bonus to IHG One Rewards (up to 100% through July 30, then 70%)
- Source: Upgraded Points
- Link: Upgraded Points
- Ends: July 30, 2026 (100% bonus); then 70% bonus for one month after
- What: Chase is offering a 100% bonus when transferring Chase Ultimate Rewards points to IHG One Rewards through July 30, then a 70% bonus for the following month.
- Why it matters: Even with the best-ever 100% bonus, analysts caution this is likely not worth it given IHG points' low valuation, but it could make sense for specific redemptions.
Credit Card Sign-up Bonuses
Chase Ink Business cards: How to earn 400K points from the business card trifecta
- Source: Upgraded Points
- Link: Upgraded Points
- What: A detailed guide on earning 400,000 Chase Ultimate Rewards points by combining welcome offers on Chase business credit cards without overspending.
- Why it matters: This demonstrates the significant earning potential of the Chase business card lineup for small business owners.
Earning & Accumulation
Chase Sapphire Preferred now earns 3x points on gas
- Source: The Points Guy
- Link: The Points Guy
- What: The Chase Sapphire Preferred now earns 3 points per dollar at gas stations, making it a strong option for fuel purchases.
- Why it matters: This adds a valuable 3x category to an already versatile card, potentially replacing other gas-earning cards in your wallet.
Chase Sapphire Reserve: Stack promotions for 8,300 points at $0 out of pocket (July 15 only)
- Source: Upgraded Points
- Link: Upgraded Points
- Ends: July 15, 2026
- What: Chase Sapphire Reserve cardholders can stack Rakuten's Black Friday in July promotion with other benefits to earn 8,300 points on a purchase that costs $0 out of pocket.
- Why it matters: This is a time-sensitive opportunity to earn thousands of points on a reimbursable purchase through strategic stacking.
Southwest & United shopping portal promos: Earn up to 2,500 bonus points/miles
- Source: Frequent Miler
- Link: Frequent Miler
- What: The Southwest and United shopping portals are offering tiered promotions to earn up to 2,500 bonus Rapid Rewards points or MileagePlus miles based on spending thresholds.
- Why it matters: These portal promos can stack with Chase UR earning cards for additional points on everyday spending.
Other Chase UR News
Chase Freedom Flex removing foreign transaction fees starting September 20
- Source: Upgraded Points
- Link: Upgraded Points
- Ends: September 20, 2026
- What: The Chase Freedom Flex will no longer charge a 3% foreign transaction fee starting September 20, 2026.
- Why it matters: This makes the Freedom Flex a more viable option for international travel without needing a separate no-FTF card.
Chase Freedom Flex losing cellphone protection on September 20
- Source: The Points Guy
- Link: The Points Guy
- Ends: September 20, 2026
- What: Chase Freedom Flex will discontinue complimentary cellphone protection effective September 20, 2026.
- Why it matters: Cardholders who rely on this benefit should consider switching cellphone bill payments to another card with coverage before the change takes effect.
Chase Sapphire Lounge opening at DFW Airport
- Source: Upgraded Points
- Link: Upgraded Points
- What: Chase is opening a new Sapphire Lounge by The Club at Dallas Fort Worth International Airport on July 16, 2026.
- Why it matters: This expands the Sapphire Lounge network, adding value for Chase Sapphire Reserve cardholders who receive complimentary access.
Chase $400 checking account bonus
- Source: Doctor of Credit
- Link: Doctor of Credit
- What: Chase is offering a $400 bonus for opening a new Total Checking account and meeting requirements.
- Why it matters: While not a credit card offer, this is an easy way to earn cash that can be used toward travel or other expenses.
Honorable Mentions
For Educational Purposes Only