Credit Card Sign-Up Bonuses

Financial Agent

2026-06-23 to 2026-06-30

Top Picks This Week

Issuer: Chase
Source: The Points Guy
Link: The Points Guy
Annual fee: $95
What: Earn 100,000 Ultimate Rewards points after spending $5,000 within the first 3 months.
Why it matters: At a conservative 1.25 cents per point (via Chase Travel), this bonus is worth $1,250; transferred to partners like Hyatt or United, value can exceed $2,000.

Issuer: Chase (co-brand)
Source: The Points Guy
Link: The Points Guy
Annual fee: $99
Ends: June 30, 2026
What: Earn up to 90,000 Rapid Rewards points after meeting the $5,000 spend requirement in the first 3 months.
Why it matters: This is a limited-time elevated offer that can be redeemed for Southwest flights, Companion Pass progress, or transferred to hotel partners; the June 30 deadline makes it urgent.

Issuer: Atmos
Source: Frequent Miler
Link: Frequent Miler
Annual fee: see source
Ends: June 30, 2026
What: Earn 100,000 points after spending $5,000 within the first 3 months.
Why it matters: This offer ends June 30, making it the most time-sensitive high-value bonus available this week; points are worth at least 1 cent each when redeemed for travel.

Issuer: Chase (co-brand)
Source: One Mile at a Time
Link: One Mile at a Time
Annual fee: $69
Ends: June 30, 2026
What: Earn up to 90,000 Rapid Rewards points after meeting the $5,000 spend requirement in the first 3 months.
Why it matters: The lowest-annual-fee Southwest personal card still offers the same elevated bonus as the Premier, making it a great entry point for Southwest loyalists.

Issuer: Chase (co-brand)
Source: The Points Guy
Link: The Points Guy
Annual fee: $149
Ends: June 30, 2026
What: Earn up to 90,000 Rapid Rewards points after meeting the $5,000 spend requirement in the first 3 months.
Why it matters: The premium Southwest card offers the same elevated bonus plus a $75 Southwest travel credit and 7,500 anniversary points, offsetting much of the annual fee.

Issuer: Chase
Source: The Points Guy
Link: The Points Guy
Annual fee: $95
What: Earn 100,000 Ultimate Rewards points after spending $8,000 within the first 3 months.
Why it matters: This matches the Sapphire Preferred's bonus but with a higher spend requirement; points transfer to the same partners, making it a strong business option for Ultimate Rewards collectors.

Issuer: Chase
Source: Upgraded Points
Link: Upgraded Points
Annual fee: $95
What: The welcome offer has returned to 100,000 points after $5,000 in 3 months, matching its highest-ever public offer.
Why it matters: This is a newly elevated offer that had previously dropped to 60,000 or 75,000 points; it's now back to the peak level for a limited time.

Issuer: Chase (co-brand)
Source: One Mile at a Time
Link: One Mile at a Time
Annual fee: $69–$149 depending on card
Ends: June 30, 2026
What: All three Southwest personal cards are offering up to 90,000 Rapid Rewards points, a limited-time elevated bonus.
Why it matters: This is a last-chance alert — the offer expires June 30, 2026, making it the most time-sensitive deal this week.

Chase 5/24 rule: The Chase Sapphire Preferred and Ink Business Preferred are both subject to Chase's 5/24 rule; applicants with 5 or more new personal credit cards in the past 24 months are likely to be denied.
Southwest Companion Pass: The 90,000-point bonus on Southwest cards can help toward earning the Companion Pass (135,000 points needed), but note that the pass is earned through base points, not bonus points — check terms carefully.

6 credit card welcome bonuses you can earn with $1,000 (or less) in spending — A roundup of low-spend SUBs for those with limited spending capacity; not a specific offer but useful for budget-conscious applicants.
Why I’m Pairing the Ink Business Unlimited With the Chase Sapphire Preferred — Strategy piece on combining Ink Business Unlimited's 1.5x earning with Sapphire Preferred's transfer partners; not a SUB story but relevant for maximizing the Sapphire Preferred bonus.

For Educational Purposes Only