Top Picks This Week

Yolo Federal Credit Union Visa Platinum: $1,000 bonus after $5,000 in 90 days

• Issuer: Yolo Federal Credit Union
• Source: Doctor of Credit
• Link: Doctor of Credit
• Annual fee: see source
• What: Offers a $1,000 bonus after spending $5,000 within 90 days of account opening.
• Why it matters: A $1,000 cash bonus on $5,000 spend is a 20% return, though eligibility may be limited to the Yolo County, CA credit union field of membership.

Citi Strata Elite: 75,000 ThankYou points after spend requirement: see source

• Issuer: Citi
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: see source
• What: Offers 75,000 ThankYou points as part of Citi’s current Strata welcome bonuses.
• Why it matters: It is the largest of the three Citi Strata welcome offers compared in the source.

IHG Premier Select: 200,000 points after spend requirement: see source

• Issuer: see source
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: see source
• What: Offers a 200,000-point welcome bonus, according to the article.
• Why it matters: 200,000 IHG points can unlock premium city stays and resort escapes, per the source.

Citi Strata Premier: 60,000 ThankYou points after spend requirement: see source

• Issuer: Citi
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: see source
• What: Offers 60,000 ThankYou points as part of Citi’s current Strata welcome bonuses.
• Why it matters: It sits between the 75,000-point Strata Elite and 20,000-point Strata offers.

Personal Cards

United Gateway Card: Up to 50,000 bonus miles after spend requirement: see source

• Issuer: see source
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: No annual fee
• What: Offers up to 50,000 bonus miles, with no annual fee and no foreign transaction fees.
• Why it matters: The no-annual-fee card can add United miles without a recurring cost; the “up to” wording means the exact bonus may depend on the offer terms.

Citi Strata: 20,000 ThankYou points after spend requirement: see source

• Issuer: Citi
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: see source
• What: Offers 20,000 ThankYou points as the entry-level Citi Strata welcome bonus.
• Why it matters: It is the smallest of the three Strata offers compared in the source.

Other SUB News

Citi Strata application rules: 8/65 rule, once-in-a-lifetime bonus rule, and credit score expectations

• Issuer: Citi
• Source: One Mile at a Time
• Link: One Mile at a Time
• What: Citi’s three Strata cards are judged independently, so applicants can potentially earn all three welcome bonuses; the guide covers the 8/65 rule, once-in-a-lifetime bonus rule, and credit score expectations.
• Why it matters: Understanding these rules matters before applying, since they determine whether you can stack multiple Strata welcome offers.

Honorable Mentions

• AmEx Offers: Enterprise Car Rental, Spend $300 & Get $60 Statement Credit — Get $60 back after spending $300 at Enterprise Rent-a-Car in the U.S., U.K., France, Spain, Germany, and Ireland by 12/31.