Financial Agent
Live Transfer Bonuses
2026-10-27 to 2026-11-03
At a Glance
| From | To | Bonus | Effective Rate | Ends |
|---|
| Amex Membership Rewards | Virgin Atlantic Flying Club | +30% | 1:1.3 | 2026-11-30 |
| Citi ThankYou | Turkish Airlines Miles&Smiles | +40% | see source | 2026-11-30 |
| Capital One Miles | Air France-KLM Flying Blue | +20% | see source | 2026-11-30 |
| United MileagePlus | Marriott Bonvoy | +20% | see source | 2026-11-30 |
| Chase Ultimate Rewards | British Airways Executive Club | +30% | see source | 2026-12-01 |
| Chase Ultimate Rewards | Iberia Club | +30% | see source | 2026-12-01 |
| Chase Ultimate Rewards | Aer Lingus AerClub | +30% | see source | 2026-12-01 |
| Capital One Miles | Copa Airlines ConnectMiles | +30% | 2:1.95 | see source |
| Chase Ultimate Rewards | IHG One Rewards | +80% | see source | see source |
| Chase Ultimate Rewards | Wyndham Rewards | +30% | see source | see source |
Ending Soon
Amex Membership Rewards → Virgin Atlantic Flying Club: +30% through 2026-11-30
- From: Amex Membership Rewards
- To: Virgin Atlantic Flying Club
- Bonus: +30%
- Effective rate: 1:1.3
- Ends: 2026-11-30
- Source: Frequent Miler
- Link: frequentmiler.com
- What: Membership Rewards transfers to Virgin Atlantic earn a 30% bonus, with a 1,000-point minimum transfer.
- Why it matters: Virgin Atlantic Flying Club is a niche program where a 30% uplift can flip a marginal redemption into a good one.
Citi ThankYou → Turkish Airlines Miles&Smiles: +40% through 2026-11-30
- From: Citi ThankYou
- To: Turkish Airlines Miles&Smiles
- Bonus: +40%
- Effective rate: see source
- Ends: 2026-11-30
- Source: Upgraded Points
- Link: upgradedpoints.com
- What: ThankYou points transfer to Turkish Airlines Miles&Smiles with a 40% bonus for a limited time.
- Why it matters: The largest percentage bonus in this week's crop, and the article notes this promotion has run before.
Capital One Miles → Air France-KLM Flying Blue: +20% through 2026-11-30
- From: Capital One Miles
- To: Air France-KLM Flying Blue
- Bonus: +20%
- Effective rate: see source
- Ends: 2026-11-30
- Source: Frequent Miler
- Link: frequentmiler.com
- What: Capital One is offering a 20% transfer bonus to Air France/KLM Flying Blue through 11/30/26.
- Why it matters: Flying Blue is cited as a good program for business class awards to and from Europe, though the program recently introduced a new award pricing structure.
United MileagePlus → Marriott Bonvoy: +20% through 2026-11-30
- From: United MileagePlus
- To: Marriott Bonvoy
- Bonus: +20%
- Effective rate: see source
- Ends: 2026-11-30
- Source: Upgraded Points
- Link: upgradedpoints.com
- What: Eligible members can convert United MileagePlus miles into Marriott Bonvoy points with a 20% bonus.
- Why it matters: This runs in the opposite direction from the usual hotel-to-airline flow, so it only helps readers topping off a Bonvoy balance.
Chase Ultimate Rewards → British Airways / Iberia / Aer Lingus: +30% through 2026-12-01
- From: Chase Ultimate Rewards
- To: British Airways Executive Club, Iberia Club, Aer Lingus AerClub
- Bonus: +30%
- Effective rate: see source
- Ends: 2026-12-01
- Source: One Mile at a Time
- Link: onemileatatime.com
- What: Chase launched a 30% transfer bonus to all three of its Avios partners, valid November 1 through December 1, 2026.
- Why it matters: One bonus, three Avios currencies — the same uplift applies whether you need BA, Iberia or Aer Lingus Avios.
Just Launched
Capital One Miles → Copa Airlines ConnectMiles: +30% (end date: see source)
- From: Capital One Miles
- To: Copa Airlines ConnectMiles
- Bonus: +30%
- Effective rate: 2:1.95
- Ends: see source
- Source: Frequent Miler
- Link: frequentmiler.com
- What: Capital One added Copa Airlines ConnectMiles as a new transfer partner at a 2:1.5 base ratio and is kicking off the partnership with a 30% transfer bonus.
- Why it matters: The launch bonus lifts the ratio to almost 1:1 for a limited time, per the article.
Chase Ultimate Rewards → IHG One Rewards: +80% (end date: see source)
- From: Chase Ultimate Rewards
- To: IHG One Rewards
- Bonus: +80%
- Effective rate: see source
- Ends: see source
- Source: Frequent Miler
- Link: frequentmiler.com
- What: Chase launched an 80% transfer bonus on Ultimate Rewards transfers to IHG One Rewards, starting 12:00 AM ET on November 1, 2026.
- Why it matters: The headline percentage is the biggest on the board, but the article's own verdict is that the underlying math still doesn't favor transferring to IHG.
Chase Ultimate Rewards → Wyndham Rewards: +30% (end date: see source)
- From: Chase Ultimate Rewards
- To: Wyndham Rewards
- Bonus: +30%
- Effective rate: see source
- Ends: see source
- Source: Frequent Miler
- Link: frequentmiler.com
- What: Chase is offering a 30% bonus on Ultimate Rewards transfers to Wyndham Rewards this month.
- Why it matters: Wyndham was only added as a Chase travel partner earlier this year, making this one of the first transfer bonuses on the new path.
Transfer Program News
Bilt Rewards: Reduced transfer ratio to World of Hyatt
- Source: Upgraded Points
- Link: upgradedpoints.com
- What: Bilt announced a reduced transfer ratio from Bilt Rewards to World of Hyatt, discussed on the Upgraded Points podcast.
- Why it matters: Hyatt is a core Bilt transfer partner, so a cut to the ratio directly reduces the value Bilt points can extract on hotel stays.
Honorable Mentions
- [Buy Finnair Avios With up to a 50% Discount [Until November 16]](https://upgradedpoints.com/news/buy-finnair-plus-avios/) — A points purchase promotion rather than a transfer bonus; since Finnair uses Avios, it's an alternative way to top up that currency before November 16.
- Silo: Earn transferable points with your investments — Silo has exited beta and now has its first transfer partner, making it a new source of transferable points outside the major card currencies.
For Educational Purposes Only