Best Credit Card Sign-Up Bonuses — September 22–29, 2026

Top Picks This Week

Citi / AAdvantage Platinum Select World Elite Mastercard: 80,000 American Airlines miles after spend requirement (see source)

• Issuer: Citi
• Source: UpgradedPoints
• Link: UpgradedPoints
• Annual fee: see source
• What: New welcome offer of 80,000 bonus American Airlines miles.
• Why it matters: One of the highest current airline card bonuses; valuable for American Airlines flyers.

American Airlines AAdvantage MileUp Card: 15K miles + $100 credit after spend requirement (see source)

• Issuer: see source
• Source: UpgradedPoints
• Link: UpgradedPoints
• Annual fee: $0
• What: Better welcome offer of 15,000 miles + $100 credit with no annual fee.
• Why it matters: Good no-fee option for occasional American flyers; the $100 credit adds cash value.

Newly Elevated & Limited-Time

Rakuten American Express Card: $200 after $2,000 spend in first 90 days

• Issuer: Rakuten (American Express)
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: see source
• Ends: September 28, 2026 (one day only)
• What: Welcome offer increased to $200 after $2,000 spend in first 90 days.
• Why it matters: Matches the best offer seen on this card; limited to one day.

Bank of America Credit Cards (via Rakuten): Up to $400 extra

• Issuer: Bank of America (via Rakuten)
• Source: UpgradedPoints
• Link: UpgradedPoints
• Annual fee: see source
• What: Rakuten promotion boosts rewards by up to $400 when applying for a Bank of America credit card through Rakuten.
• Why it matters: Extra cash back on top of the card's welcome offer.

Other SUB News

Chase Southwest Business Credit Cards: No once-per-lifetime rule (despite new wording)

• Issuer: Chase
• Source: UpgradedPoints
• Link: UpgradedPoints
• What: New wording on some Chase application pages raised questions about a once-per-lifetime bonus rule, but Chase says it's not adding one.
• Why it matters: Existing cardholders can still earn the welcome bonus again if eligible under normal rules.

Honorable Mentions

• The best time to apply for these popular American Express cards based on offer history — Guide to historical Amex welcome offers to help time applications.
• The best credit cards to reach elite status — Roundup of cards that help earn airline or hotel elite status.
• New Amex Offer: Get $60 Back After Spending $300 With JetBlue — Limited-time Amex Offer statement credit, not a sign-up bonus.
• Capital One Venture Card Review: Is The $95 Fee Worth It For 2x Miles? — Review covering welcome bonus and 2x miles.
• Hilton Honors Amex Card Review: No Annual Fee, Huge Welcome Offer & Elite Status — Review of no-annual-fee Hilton card and its welcome offer.