Financials 2026-09-28
Shopping Portal & Browser Extension Stack — 2026-09-21 to 2026-09-28
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Shopping Portal & Browser Extension Stack — 2026-09-21 to 2026-09-28
Top Portal Bonuses This Week
Rakuten: $200 welcome offer on the Rakuten American Express card (9/28 only)
- Portal/Extension: Rakuten
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: $200 after $2,000 spend in the first 90 days (matches the best offer seen on this card)
- Ends: 9/28/26 (scheduled to last one day)
- What: Rakuten raised the welcome offer on its co-branded American Express card to $200 after $2,000 in spend.
- Why it matters: This equals the best-ever offer on the card, and the elevated amount is typically pulled after a day — apply through the Rakuten link while it's live.
TopCashback: 130% cashback on CyberGhost VPN (money maker)
- Portal/Extension: TopCashback
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: Headline cites 130% cashback; the snippet cites 110.25% — see source
- What: TopCashback is paying a cashback rate above 100% on CyberGhost VPN, making the purchase profitable rather than just discounted.
- Why it matters: Anything over 100% means TopCashback pays you more than the subscription costs — a pure profit play as long as the purchase tracks.
Rakuten: $50 best-ever new-member bonus through 9/30/26
- Portal/Extension: Rakuten
- Source: One Mile at a Time
- Link: One Mile at a Time
- Rate/Value: $50 for new members, $50 for the referrer, payable in cash or as Amex or Bilt points
- Ends: 9/30/26
- What: Rakuten's best-ever $50 referral bonus runs through the end of September, with both the new member and the referrer earning $50 plus Amex or Bilt points.
- Why it matters: The bonus stacks with whatever shopping cashback you earn on your first qualifying order, so a new account is worth opening before the window closes.
Rakuten: signup bonus for the Citi Strata Premier card
- Portal/Extension: Rakuten
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: Headline cites $150; snippet and URL cite $100 — see source
- What: Rakuten is paying a portal bonus when you sign up for the Citi Strata Premier card, the $95-annual-fee card with a 60,000-point bonus.
- Why it matters: This is a portal-paid payout on top of the card's own signup bonus — no shopping required, just an application through the Rakuten link.
Cashback Portals
Rakuten: Bank of America cards added to the portal (up to $400)
- Portal/Extension: Rakuten
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: Headline cites up to $400; the snippet's 6/22/26 update cites $275/$175 — see source
- What: Bank of America card applications are now available through the Rakuten portal, with the payout fluctuating between elevated and standard levels.
- Why it matters: Card-signup payouts at Rakuten move up and down repeatedly, so check the current figure immediately before applying rather than relying on the headline.
Stacking & Gift Card Plays
Office Depot/OfficeMax: $15 off instantly on $300+ in Mastercard gift cards (9/27–10/3)
- Portal/Extension: Office Depot/OfficeMax (retailer promo)
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: $15 instant discount on a $300+ Mastercard gift card purchase
- Ends: 10/3/26 (valid 9/27/26–10/3/26; limit 10 per household/business)
- What: Office Depot and OfficeMax stores have brought back the in-store promo that knocks $15 off a $300+ Mastercard gift card purchase at the register.
- Why it matters: Paying with a card that earns a category bonus on office-supply or gift-card spend adds another layer on top of the $15, and the deal repeats up to the per-household limit.
Kroger: 4X fuel points on select third-party and fixed-value Visa/Mastercard gift cards
- Portal/Extension: Kroger (retailer promo)
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: 4X fuel points on eligible gift cards (online or in-store)
- What: Kroger is again awarding 4X fuel points on select third-party gift cards, and a digital coupon now brings in-store fixed-value Visa and Mastercard gift cards that were left out of the initial promo.
- Why it matters: Fuel points effectively discount your gas on top of the card-earn rate, and the digital coupon is the only way to get the fixed-value Visa/Mastercard cards included — clip it before buying.
Honorable Mentions
- Chase Offers: Get 25% Back On Wonder (Food Delivery) Stack With 50% Off Promo Code — 25% back at Wonder (max $50, expires 9/30/26) stacks with the META50 code for new users (50% off) or NEXT2 for existing users (35% off two orders) in CT, DE, MA, NJ, NY, PA and other eligible states.
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