Best Credit Card Sign-Up Bonuses — 2026-10-27 to 2026-11-03

Top Picks This Week

Chase Southwest Rapid Rewards personal cards: 80,000–90,000 points after spending "see source"

• Issuer: Chase
• Source: Doctor of Credit
• Link: Doctor of Credit
• Annual fee: see source (varies by card)
• Ends: December 2, 2026
• What: Increased signup bonuses across the Southwest personal lineup — Plus at 80,000 points, Premier at 85,000 points, and Priority at 90,000 points — with referral links available.
• Why it matters: This is the highest tier of the current Southwest offers, and per the source it's the last chance to have the signup bonus count toward Companion Pass.

Bank of America Alaska Airlines Atmos Business Card: 85,000 miles after $5,000 spend

• Issuer: Bank of America
• Source: Doctor of Credit
• Link: Doctor of Credit
• Annual fee: see source
• What: 85,000 miles signup bonus after $5,000 in spending, plus a companion fare.
• Why it matters: Among the largest business-card mileage offers currently live, and the companion fare adds tangible value on top of the 85,000 miles.

Citi AAdvantage business card: 75,000 miles after spending "see source"

• Issuer: Citi (American Airlines co-brand)
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: see source
• What: A highest-ever 75,000-mile welcome offer on a Citi / American Airlines business card, part of the current AAdvantage lineup of offers.
• Why it matters: Billed as the highest-ever offer on this card, so it's well above the card's typical bonus level — check the spend requirement in the source before applying.

Personal Cards

Synchrony Mastercard (2% card): $100 after $1,000 spend

• Issuer: Synchrony
• Source: Doctor of Credit
• Link: Doctor of Credit
• Annual fee: see source
• What: $100 signup bonus after spending $1,000 within 60 days.
• Why it matters: A small, low-spend cash bonus on a flat 2% card — modest value, but an easy threshold for someone not chasing points.

Business Cards

Southwest Premier Business Card: 60,000 points after spending "see source"

• Issuer: Chase
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: $149
• What: 60,000-point welcome bonus that currently counts toward Companion Pass.
• Why it matters: The Companion Pass progress is the real value here — worth weighing against the $149 annual fee depending on how much you fly Southwest.

Newly Elevated & Limited-Time

United cobranded personal cards (two cards): best-ever offers, amounts "see source"

• Issuer: Chase (United co-brand)
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: see source
• What: Two of the six Chase-issued United personal cards are currently at their best-ever welcome offer levels.
• Why it matters: Best-ever pricing on a co-brand card is the signal to apply rather than wait, though the article does not specify the elevated amounts or spend requirements in the snippet.

Other SUB News

Authorized users can still earn welcome bonuses as primary cardmembers

• Issuer: Multiple
• Source: One Mile at a Time
• Link: One Mile at a Time
• What: Being an authorized user on someone else's card does not block you from applying as primary and earning that card's welcome bonus.
• Why it matters: Removes a common misconception that keeps people from applying for a bonus they're actually eligible for.

Chase welcome offers: timing applications around offer history

• Issuer: Chase
• Source: The Points Guy
• Link: The Points Guy
• What: A look at how Chase's welcome bonuses change over time and how to time an application around that history.
• Why it matters: Chase bonuses cycle, so knowing the historical high point helps you avoid locking in a below-peak offer.

Honorable Mentions

• The best credit card welcome bonuses of November 2026 — monthly roundup of elevated and limited-time offers worth putting on your radar.
• November 2026 Buy Points Promotions and Bonuses — current buy-points promos as an alternative to card spend for topping up balances.
• AmEx Offers (Marriott Bonvoy Brilliant): $200 back after $900 on airfare — statement credit on flights booked directly with airlines through 2/28/2027; not a welcome offer.