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Financials 2026-11-03

Live Transfer Bonuses — 2026-10-27 to 2026-11-03

Live Transfer Bonuses — 2026-10-27 to 2026-11-03
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Live Transfer Bonuses — 2026-10-27 to 2026-11-03

At a Glance

From To Bonus Effective Rate Ends
Amex Membership Rewards Virgin Atlantic Flying Club +30% 1:1.3 2026-11-30
Citi ThankYou Turkish Airlines Miles&Smiles +40% see source 2026-11-30
Capital One Miles Air France-KLM Flying Blue +20% see source 2026-11-30
United MileagePlus Marriott Bonvoy +20% see source 2026-11-30
Chase Ultimate Rewards British Airways Executive Club +30% see source 2026-12-01
Chase Ultimate Rewards Iberia Club +30% see source 2026-12-01
Chase Ultimate Rewards Aer Lingus AerClub +30% see source 2026-12-01
Capital One Miles Copa Airlines ConnectMiles +30% 2:1.95 see source
Chase Ultimate Rewards IHG One Rewards +80% see source see source
Chase Ultimate Rewards Wyndham Rewards +30% see source see source

Ending Soon

Amex Membership Rewards → Virgin Atlantic Flying Club: +30% through 2026-11-30

  • From: Amex Membership Rewards
  • To: Virgin Atlantic Flying Club
  • Bonus: +30%
  • Effective rate: 1:1.3
  • Ends: 2026-11-30
  • Source: Frequent Miler
  • Link: frequentmiler.com
  • What: Membership Rewards transfers to Virgin Atlantic earn a 30% bonus, with a 1,000-point minimum transfer.
  • Why it matters: Virgin Atlantic Flying Club is a niche program where a 30% uplift can flip a marginal redemption into a good one.

Citi ThankYou → Turkish Airlines Miles&Smiles: +40% through 2026-11-30

  • From: Citi ThankYou
  • To: Turkish Airlines Miles&Smiles
  • Bonus: +40%
  • Effective rate: see source
  • Ends: 2026-11-30
  • Source: Upgraded Points
  • Link: upgradedpoints.com
  • What: ThankYou points transfer to Turkish Airlines Miles&Smiles with a 40% bonus for a limited time.
  • Why it matters: The largest percentage bonus in this week's crop, and the article notes this promotion has run before.

Capital One Miles → Air France-KLM Flying Blue: +20% through 2026-11-30

  • From: Capital One Miles
  • To: Air France-KLM Flying Blue
  • Bonus: +20%
  • Effective rate: see source
  • Ends: 2026-11-30
  • Source: Frequent Miler
  • Link: frequentmiler.com
  • What: Capital One is offering a 20% transfer bonus to Air France/KLM Flying Blue through 11/30/26.
  • Why it matters: Flying Blue is cited as a good program for business class awards to and from Europe, though the program recently introduced a new award pricing structure.

United MileagePlus → Marriott Bonvoy: +20% through 2026-11-30

  • From: United MileagePlus
  • To: Marriott Bonvoy
  • Bonus: +20%
  • Effective rate: see source
  • Ends: 2026-11-30
  • Source: Upgraded Points
  • Link: upgradedpoints.com
  • What: Eligible members can convert United MileagePlus miles into Marriott Bonvoy points with a 20% bonus.
  • Why it matters: This runs in the opposite direction from the usual hotel-to-airline flow, so it only helps readers topping off a Bonvoy balance.

Chase Ultimate Rewards → British Airways / Iberia / Aer Lingus: +30% through 2026-12-01

  • From: Chase Ultimate Rewards
  • To: British Airways Executive Club, Iberia Club, Aer Lingus AerClub
  • Bonus: +30%
  • Effective rate: see source
  • Ends: 2026-12-01
  • Source: One Mile at a Time
  • Link: onemileatatime.com
  • What: Chase launched a 30% transfer bonus to all three of its Avios partners, valid November 1 through December 1, 2026.
  • Why it matters: One bonus, three Avios currencies — the same uplift applies whether you need BA, Iberia or Aer Lingus Avios.

Just Launched

Capital One Miles → Copa Airlines ConnectMiles: +30% (end date: see source)

  • From: Capital One Miles
  • To: Copa Airlines ConnectMiles
  • Bonus: +30%
  • Effective rate: 2:1.95
  • Ends: see source
  • Source: Frequent Miler
  • Link: frequentmiler.com
  • What: Capital One added Copa Airlines ConnectMiles as a new transfer partner at a 2:1.5 base ratio and is kicking off the partnership with a 30% transfer bonus.
  • Why it matters: The launch bonus lifts the ratio to almost 1:1 for a limited time, per the article.

Chase Ultimate Rewards → IHG One Rewards: +80% (end date: see source)

  • From: Chase Ultimate Rewards
  • To: IHG One Rewards
  • Bonus: +80%
  • Effective rate: see source
  • Ends: see source
  • Source: Frequent Miler
  • Link: frequentmiler.com
  • What: Chase launched an 80% transfer bonus on Ultimate Rewards transfers to IHG One Rewards, starting 12:00 AM ET on November 1, 2026.
  • Why it matters: The headline percentage is the biggest on the board, but the article's own verdict is that the underlying math still doesn't favor transferring to IHG.

Chase Ultimate Rewards → Wyndham Rewards: +30% (end date: see source)

  • From: Chase Ultimate Rewards
  • To: Wyndham Rewards
  • Bonus: +30%
  • Effective rate: see source
  • Ends: see source
  • Source: Frequent Miler
  • Link: frequentmiler.com
  • What: Chase is offering a 30% bonus on Ultimate Rewards transfers to Wyndham Rewards this month.
  • Why it matters: Wyndham was only added as a Chase travel partner earlier this year, making this one of the first transfer bonuses on the new path.

Transfer Program News

Bilt Rewards: Reduced transfer ratio to World of Hyatt

  • Source: Upgraded Points
  • Link: upgradedpoints.com
  • What: Bilt announced a reduced transfer ratio from Bilt Rewards to World of Hyatt, discussed on the Upgraded Points podcast.
  • Why it matters: Hyatt is a core Bilt transfer partner, so a cut to the ratio directly reduces the value Bilt points can extract on hotel stays.

Honorable Mentions

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