Best Credit Card Sign-Up Bonuses — July 21–28, 2026

Top Picks This Week

Chase Sapphire Preferred: 100,000 points after spend (see source)

• Issuer: Chase
• Source: Upgraded Points
• Link: Upgraded Points
• Annual fee: see source
• Ends: July 30, 2026 at 3 p.m. Eastern
• What: Earn 100,000 Ultimate Rewards points after meeting the minimum spend requirement (typically $4,000 in 3 months, but confirm with source).
• Why it matters: This all-time high bonus is worth at least $1,000 in cash back and potentially $1,500–$2,000+ when transferred to travel partners; the limited-time offer expires in two days.

Citi Strata Elite: 75,000 points after spend (see source)

• Issuer: Citi
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: see source
• What: Earn 75,000 ThankYou points after meeting the minimum spending requirement (details in article).
• Why it matters: This premium card’s bonus can be worth $900–$1,125 in travel via transfer partners, and the article highlights eligibility restrictions that many readers may need to check before applying.

Other SUB News

Citi Strata Elite eligibility restrictions explained

• Source: The Points Guy
• Link: The Points Guy
• What: Article explains who is eligible for the 75,000-point welcome offer, including Citi’s once-per-lifetime and 48-month rules.
• Why it matters: Knowing the restrictions prevents application denial or bonus forfeiture, especially for those who have held other Citi cards.

Honorable Mentions

• Best time to apply for Hilton American Express cards based on offer history — Guide on when Hilton Amex welcome offers typically peak; not a current offer but useful for timing.
• [[Targeted] AmEx Offers: Delta Air Lines, Spend $250 & Get $50 Back