Chase Ultimate Rewards Digest — 2026-07-08 to 2026-07-15

Transfer Bonuses

100% transfer bonus to IHG One Rewards (up to 100% through July 30, then 70%)

• Source: Upgraded Points
• Link: Upgraded Points
• Ends: July 30, 2026 (100% bonus); then 70% bonus for one month after
• What: Chase is offering a 100% bonus when transferring Chase Ultimate Rewards points to IHG One Rewards through July 30, then a 70% bonus for the following month.
• Why it matters: Even with the best-ever 100% bonus, analysts caution this is likely not worth it given IHG points' low valuation, but it could make sense for specific redemptions.

Credit Card Sign-up Bonuses

Chase Ink Business cards: How to earn 400K points from the business card trifecta

• Source: Upgraded Points
• Link: Upgraded Points
• What: A detailed guide on earning 400,000 Chase Ultimate Rewards points by combining welcome offers on Chase business credit cards without overspending.
• Why it matters: This demonstrates the significant earning potential of the Chase business card lineup for small business owners.

Earning & Accumulation

Chase Sapphire Preferred now earns 3x points on gas

• Source: The Points Guy
• Link: The Points Guy
• What: The Chase Sapphire Preferred now earns 3 points per dollar at gas stations, making it a strong option for fuel purchases.
• Why it matters: This adds a valuable 3x category to an already versatile card, potentially replacing other gas-earning cards in your wallet.

Chase Sapphire Reserve: Stack promotions for 8,300 points at $0 out of pocket (July 15 only)

• Source: Upgraded Points
• Link: Upgraded Points
• Ends: July 15, 2026
• What: Chase Sapphire Reserve cardholders can stack Rakuten's Black Friday in July promotion with other benefits to earn 8,300 points on a purchase that costs $0 out of pocket.
• Why it matters: This is a time-sensitive opportunity to earn thousands of points on a reimbursable purchase through strategic stacking.

Southwest & United shopping portal promos: Earn up to 2,500 bonus points/miles

• Source: Frequent Miler
• Link: Frequent Miler
• What: The Southwest and United shopping portals are offering tiered promotions to earn up to 2,500 bonus Rapid Rewards points or MileagePlus miles based on spending thresholds.
• Why it matters: These portal promos can stack with Chase UR earning cards for additional points on everyday spending.

Other Chase UR News

Chase Freedom Flex removing foreign transaction fees starting September 20

• Source: Upgraded Points
• Link: Upgraded Points
• Ends: September 20, 2026
• What: The Chase Freedom Flex will no longer charge a 3% foreign transaction fee starting September 20, 2026.
• Why it matters: This makes the Freedom Flex a more viable option for international travel without needing a separate no-FTF card.

Chase Freedom Flex losing cellphone protection on September 20

• Source: The Points Guy
• Link: The Points Guy
• Ends: September 20, 2026
• What: Chase Freedom Flex will discontinue complimentary cellphone protection effective September 20, 2026.
• Why it matters: Cardholders who rely on this benefit should consider switching cellphone bill payments to another card with coverage before the change takes effect.

Chase Sapphire Lounge opening at DFW Airport

• Source: Upgraded Points
• Link: Upgraded Points
• What: Chase is opening a new Sapphire Lounge by The Club at Dallas Fort Worth International Airport on July 16, 2026.
• Why it matters: This expands the Sapphire Lounge network, adding value for Chase Sapphire Reserve cardholders who receive complimentary access.

Chase $400 checking account bonus

• Source: Doctor of Credit
• Link: Doctor of Credit
• What: Chase is offering a $400 bonus for opening a new Total Checking account and meeting requirements.
• Why it matters: While not a credit card offer, this is an easy way to earn cash that can be used toward travel or other expenses.

Honorable Mentions

• Buy United MileagePlus Miles with up to 50% discount (ends August 20) — United is selling miles with up to a 50% discount; Chase UR transfers to United at 1:1, so compare before buying.
• Hyatt & Aeroplan launch partnership with status challenges and reciprocal redemptions — World of Hyatt and Aeroplan now allow linking accounts for status challenges and point redemptions; both are Chase UR transfer partners.
• Rakuten offering up to $275 / 27,500 Bilt points on select Bank of America credit cards — Rakuten also offers Chase Freedom Unlimited and Ink Business Unlimited cards with bonuses.
• Southwest & United shopping portal promos: Earn up to 2,500 points/miles — Both Southwest and United are Chase UR transfer partners, making these portal bonuses stackable with UR earning.