Best Credit Card Sign-Up Bonuses — 2026-06-23 to 2026-06-30

Top Picks This Week

Chase Sapphire Preferred: 100,000 points after $5,000 in 3 months

• Issuer: Chase
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: $95
• What: Earn 100,000 Ultimate Rewards points after spending $5,000 within the first 3 months.
• Why it matters: At a conservative 1.25 cents per point (via Chase Travel), this bonus is worth $1,250; transferred to partners like Hyatt or United, value can exceed $2,000.

Southwest Rapid Rewards Premier: Up to 90,000 points after $5,000 in 3 months

• Issuer: Chase (co-brand)
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: $99
• Ends: June 30, 2026
• What: Earn up to 90,000 Rapid Rewards points after meeting the $5,000 spend requirement in the first 3 months.
• Why it matters: This is a limited-time elevated offer that can be redeemed for Southwest flights, Companion Pass progress, or transferred to hotel partners; the June 30 deadline makes it urgent.

Atmos Summit: 100,000 points after $5,000 in 3 months

• Issuer: Atmos
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: see source
• Ends: June 30, 2026
• What: Earn 100,000 points after spending $5,000 within the first 3 months.
• Why it matters: This offer ends June 30, making it the most time-sensitive high-value bonus available this week; points are worth at least 1 cent each when redeemed for travel.

Personal Cards

Southwest Rapid Rewards Plus: Up to 90,000 points after $5,000 in 3 months

• Issuer: Chase (co-brand)
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: $69
• Ends: June 30, 2026
• What: Earn up to 90,000 Rapid Rewards points after meeting the $5,000 spend requirement in the first 3 months.
• Why it matters: The lowest-annual-fee Southwest personal card still offers the same elevated bonus as the Premier, making it a great entry point for Southwest loyalists.

Southwest Rapid Rewards Priority: Up to 90,000 points after $5,000 in 3 months

• Issuer: Chase (co-brand)
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: $149
• Ends: June 30, 2026
• What: Earn up to 90,000 Rapid Rewards points after meeting the $5,000 spend requirement in the first 3 months.
• Why it matters: The premium Southwest card offers the same elevated bonus plus a $75 Southwest travel credit and 7,500 anniversary points, offsetting much of the annual fee.

Business Cards

Chase Ink Business Preferred: 100,000 points after $8,000 in 3 months

• Issuer: Chase
• Source: The Points Guy
• Link: The Points Guy
• Annual fee: $95
• What: Earn 100,000 Ultimate Rewards points after spending $8,000 within the first 3 months.
• Why it matters: This matches the Sapphire Preferred's bonus but with a higher spend requirement; points transfer to the same partners, making it a strong business option for Ultimate Rewards collectors.

Newly Elevated & Limited-Time

Chase Sapphire Preferred: 100,000 points after $5,000 in 3 months

• Issuer: Chase
• Source: Upgraded Points
• Link: Upgraded Points
• Annual fee: $95
• What: The welcome offer has returned to 100,000 points after $5,000 in 3 months, matching its highest-ever public offer.
• Why it matters: This is a newly elevated offer that had previously dropped to 60,000 or 75,000 points; it's now back to the peak level for a limited time.

Southwest Rapid Rewards cards: Up to 90,000 points after $5,000 in 3 months

• Issuer: Chase (co-brand)
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: $69–$149 depending on card
• Ends: June 30, 2026
• What: All three Southwest personal cards are offering up to 90,000 Rapid Rewards points, a limited-time elevated bonus.
• Why it matters: This is a last-chance alert — the offer expires June 30, 2026, making it the most time-sensitive deal this week.

Other SUB News

• Chase 5/24 rule: The Chase Sapphire Preferred and Ink Business Preferred are both subject to Chase's 5/24 rule; applicants with 5 or more new personal credit cards in the past 24 months are likely to be denied.
• Southwest Companion Pass: The 90,000-point bonus on Southwest cards can help toward earning the Companion Pass (135,000 points needed), but note that the pass is earned through base points, not bonus points — check terms carefully.

Honorable Mentions

• 6 credit card welcome bonuses you can earn with $1,000 (or less) in spending — A roundup of low-spend SUBs for those with limited spending capacity; not a specific offer but useful for budget-conscious applicants.
• Why I’m Pairing the Ink Business Unlimited With the Chase Sapphire Preferred — Strategy piece on combining Ink Business Unlimited's 1.5x earning with Sapphire Preferred's transfer partners; not a SUB story but relevant for maximizing the Sapphire Preferred bonus.