Best Credit Card Sign-Up Bonuses — 2026-07-07 to 2026-07-14

Top Picks This Week

Delta SkyMiles Gold American Express Card: Up to 90,000 SkyMiles after $3,000 in 6 months

• Issuer: American Express
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: $0 first year, then $99 (see source)
• Ends: July 15, 2026
• What: Earn up to 90,000 SkyMiles after meeting the spending requirement, plus a 2nd free checked bag on domestic flights.
• Why it matters: This is a rare elevated offer on a no-first-year-fee card, and the 2nd free checked bag adds immediate value for Delta flyers.

Delta SkyMiles Platinum American Express Card: Up to 110,000 SkyMiles after $4,000 in 6 months

• Issuer: American Express
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: $250 (see source)
• Ends: July 15, 2026
• What: Earn up to 110,000 SkyMiles after meeting the spending requirement, plus a 2nd free checked bag on domestic flights.
• Why it matters: This is a limited-time elevated bonus on a card that also includes a domestic companion certificate each year, making the overall value strong.

Delta SkyMiles Reserve American Express Card: Up to 125,000 SkyMiles after $6,000 in 6 months

• Issuer: American Express
• Source: Frequent Miler
• Link: Frequent Miler
• Annual fee: $650 (see source)
• Ends: July 15, 2026
• What: Earn up to 125,000 SkyMiles after meeting the spending requirement, plus a 2nd free checked bag on domestic flights.
• Why it matters: This is the highest public Delta welcome offer in recent memory, and the card also includes Delta Sky Club access and a companion certificate.

Business Cards

American Express Business Platinum Card: Up to 300,000 Membership Rewards points after $20,000 in 3 months

• Issuer: American Express
• Source: Doctor of Credit
• Link: Doctor of Credit
• Annual fee: $695 (see source)
• What: Targeted offer for up to 300,000 Membership Rewards points after spending $20,000 in the first 3 months.
• Why it matters: At a conservative valuation of 1.5 cents per point, this bonus is worth $4,500+ — one of the highest publicly tracked Amex Business Platinum offers.

American Express Business Gold Card: Up to 200,000 Membership Rewards points after $15,000 in 3 months

• Issuer: American Express
• Source: One Mile at a Time
• Link: One Mile at a Time
• Annual fee: $295 (see source)
• What: Targeted offer for up to 200,000 Membership Rewards points after spending $15,000 in the first 3 months.
• Why it matters: This is a massive bonus on a card that earns 4x points in top spending categories, making it a strong earner beyond the welcome offer.

Newly Elevated & Limited-Time

Delta SkyMiles Cards (Personal & Business): Up to 125,000 SkyMiles + 2nd free checked bag

• Issuer: American Express
• Source: Upgraded Points
• Link: Upgraded Points
• Annual fee: Varies by card (see source)
• Ends: July 15, 2026
• What: Limited-time elevated welcome offers on all Delta SkyMiles Amex cards, with bonuses ranging from 90,000 to 125,000 SkyMiles, plus a 2nd free checked bag on domestic flights.
• Why it matters: These offers expire tomorrow, making them the most time-sensitive SUBs available this week.

Other SUB News

Chase IHG One Rewards Card: Targeted 2,000 bonus points after $500 spend

• Issuer: Chase
• Source: Upgraded Points
• Link: Upgraded Points
• What: Targeted offer for existing IHG cardholders to earn 2,000 bonus points after spending $500. Registration required.
• Why it matters: While small, this is a quick, low-spend bonus for cardholders who already have the card.

Wells Fargo Premier Autograph Card: May be available without a Premier account

• Issuer: Wells Fargo
• Source: Frequent Miler
• Link: Frequent Miler
• What: The Wells Fargo Premier Autograph Visa Infinite Card, previously believed to require a Premier banking account, may now be available to non-Premier customers, with a better introductory bonus than the standard Autograph Journey card.
• Why it matters: This could open up a new premium card option with a strong welcome offer to a wider audience.

Honorable Mentions

• The 7 best credit cards with annual fees under $100 — Roundup of low-fee cards, but no specific current SUB details extracted.
• Last Chance Deals: 4 transfer bonuses, increased Delta welcome offers, & more — Weekly roundup noting expiring transfer bonuses and the Delta offers already covered above.