Financials 2026-07-13
Shopping Portal & Browser Extension Stack — 2026-07-06 to 2026-07-13
No relevant items this week.
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Shopping Portal & Browser Extension Stack — 2026-07-06 to 2026-07-13
Top Portal Bonuses This Week
Rakuten: $50 cash-back bonus for new members on $50 spend
- Portal/Extension: Rakuten
- Source: The Points Guy
- Link: The Points Guy
- Rate/Value: $50 cash back
- Ends: see source
- What: New Rakuten members earn a $50 cash-back bonus after spending at least $50 at retailers like Target, Lowe’s, and Instacart.
- Why it matters: This is a best-ever sign-up bonus that effectively gives 100% back on your first $50 purchase, and you can stack it with portal cashback rates on the same transaction.
Capital One Shopping: 40% rewards on TripAdvisor hotel bookings and experiences
- Portal/Extension: Capital One Shopping
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: 40% rewards (45% via email, 35x via Capital One Offers)
- Ends: see source
- What: Capital One Shopping is offering up to 40% in rewards on TripAdvisor hotel bookings and experiences, with higher rates available through email and Capital One Offers.
- Why it matters: This is an exceptionally high rate for travel bookings and can be stacked with card rewards for a significant total return.
Rakuten: Up to $100 cashback or 10K Bilt points for Chase Unlimited card approvals
- Portal/Extension: Rakuten
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: $90–$100 cashback or up to 10,000 Bilt points
- Ends: see source
- What: Rakuten is offering $90 cashback (or up to 9,000 Bilt points) for Chase Freedom Unlimited approvals and up to $100 (or 10,000 Bilt points) for Ink Business Unlimited approvals through Rakuten’s referral link.
- Why it matters: This is a high-value sign-up bonus for a no-annual-fee card, and the Bilt points option adds flexibility for transfer partners.
Capital One Shopping: 15x miles at lululemon (expired)
- Portal/Extension: Capital One Shopping
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: 15x miles
- Ends: Expired (was a one-day offer)
- What: Capital One Shopping featured 15x miles back on lululemon purchases as its "Offer of the Day," accessible by scrolling on the Capital One Shopping homepage.
- Why it matters: This rate was high enough to stack with Amex Platinum quarterly credits for a strong combined return.
Cashback Portals
Rakuten: 100% cashback on Surfshark VPN
- Portal/Extension: Rakuten
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: 100% cashback
- Ends: see source
- What: Rakuten is offering 100% cashback on Surfshark VPN purchases, effectively making the service free.
- Why it matters: This is a rare full-refund rate on a subscription service, ideal for those needing a VPN.
Browser Extensions & Setup
No relevant items this week.
Stacking & Gift Card Plays
Office Depot/OfficeMax: Buy $300+ Visa gift cards, save $15 instantly
- Portal/Extension: Office Depot/OfficeMax
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: $15 off on $300+ purchase (5% savings)
- Ends: July 18, 2026
- What: Office Depot and OfficeMax stores offer $15 off instantly when you buy $300+ in Visa gift cards, limit 10 per household.
- Why it matters: This can be stacked with a shopping portal cashback rate and a card that earns bonus rewards on office supply stores, turning manufactured spend into a net profit.
Kroger: Earn 4x fuel points on third-party and Visa/Mastercard gift cards
- Portal/Extension: Kroger
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: 4x fuel points per dollar
- Ends: see source
- What: Kroger is awarding 4x fuel points on third-party gift cards (online and in-store) and fixed-value Visa/Mastercard gift cards (in-store only), excluding Amazon and fuel gift cards.
- Why it matters: At 4x fuel points, a $500 gift card purchase earns 2,000 fuel points, worth up to $2.00/gallon savings on up to 35 gallons — a strong return on spend.
Best Buy: 10% off DoorDash eGift cards
- Portal/Extension: Best Buy
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: 10% discount
- Ends: see source
- What: Best Buy is selling DoorDash eGift cards ($200, $100, $50 denominations) at a 10% discount.
- Why it matters: This can be stacked with a Citi Strata Elite splurge or U.S. Bank/Wells Fargo offers for additional savings, and the discounted gift cards can be used on DoorDash orders that may also earn portal cashback.
Target: Buy $100 in baby items, get $20 Target gift card (plus potential $30 in Target Circle rewards)
- Portal/Extension: Target
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: $20 Target gift card + up to $30 in Target Circle rewards
- Ends: see source
- What: Target is offering a $20 gift card when you spend $100 on baby items (diapers, wipes, etc.), and some Target Circle accounts have additional $10 or $20 rewards offers that can stack.
- Why it matters: Combined with a Target Circle rewards offer, you can effectively get $50 back on $100 spend — a 50% return that can be stacked with a shopping portal if purchased online.
$100 back on $500 at Sixt with targeted Amex Offer (stack with Capital One Shopping)
- Portal/Extension: Amex Offers / Capital One Shopping
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: $100 back on $500 spend (20% return)
- Ends: see source
- What: A targeted Amex Offer gives $100 back when you spend $500+ at Sixt Car Rental, and the article notes this can potentially stack with Capital One Shopping rewards.
- Why it matters: Stacking a 20% Amex Offer with Capital One Shopping's cashback rate on car rentals could yield a total return well above 30%.
Shopping Events & Deadlines
Airline shopping portal bonuses: Earn up to 5,000 bonus points
- Portal/Extension: Airline shopping portals
- Source: Upgraded Points
- Link: Upgraded Points
- Rate/Value: Up to 5,000 bonus points
- Ends: see source
- What: Multiple airline shopping portals are offering bonus miles promotions where you can earn up to 5,000 bonus points with extra clicks before checkout.
- Why it matters: These bonuses are easy to trigger and stack with the portal's base earning rate, making them ideal for large purchases you were already planning.
Office Depot/OfficeMax Visa gift card deal: Ends July 18, 2026
- Portal/Extension: Office Depot/OfficeMax
- Source: Frequent Miler
- Link: Frequent Miler
- Rate/Value: $15 off on $300+ purchase
- Ends: July 18, 2026
- What: The $15 instant savings on $300+ Visa gift cards at Office Depot/OfficeMax runs through July 18, 2026.
- Why it matters: This is a time-limited stacking opportunity that pairs with portal cashback and card category bonuses.
Other Shopping News
Paze: Spend $10, get $10 back (up to 10 per card)
- Portal/Extension: Paze
- Source: Doctor of Credit
- Link: Doctor of Credit
- Rate/Value: $10 back on $10 spend (100% return)
- Ends: see source
- What: Paze is offering a spend-$10-get-$10-back deal, limit 10 per card, with Sephora noted as a participating retailer with a mini sale.
- Why it matters: This is a near-free-money offer that can be used on multiple cards, and stacking with Sephora's 50% off mini sale increases the effective value.
How to earn Amex points with Rakuten shopping portal
- Portal/Extension: Rakuten
- Source: One Mile at a Time
- Link: One Mile at a Time
- Rate/Value: see source
- What: A guide explaining how to earn Amex Membership Rewards points through Rakuten instead of cashback, and comparing it to earning Bilt Rewards points through Rakuten.
- Why it matters: Choosing points over cashback can yield higher value if you transfer to travel partners, making this a key strategy for maximizing Rakuten returns.
Honorable Mentions
- [Kroger: Earn 4x fuel points on 3rd party and Visa / Mastcard gift
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